A survey by the Co-operative has revealed that whilst almost all of their customers have registered for online banking, only one out of four customers have made arrangements for the details of their account to be passed to their loved ones, when they die.

The results highlight the need for people to consider their "digital legacies" and specifically who they want to gain access to their online estate after they die.

The concept of digital legacies may be lost on the older generation who are considering making wills. Perhaps more technology companies need to follow in the footsteps of Google, and more recently Facebook, to encourage people to consider digital legacies as part of their estate planning.